Integrated E-Challan System Launched by Hyderabad Traffic Police

Hyderabad Traffic Police has launched Integrated E-Challan System which has modernized the traffic challan system. It aims to issue challan electronically and also enable ease of payment for citizens. Below is a list of steps taken up by Hyderabad Traffic Police to bring discipline on road.

Now, you can pay fine for traffic violations by just swiping a debit/credit card. Putting an end to woes of people, who have to wait in long queues at eSeva centers to pay fines, police have launched personal digital assistant (PDA) machines.

As a part of the new system, all traffic police stations in the city would have advanced PDAs with GPRS connectivity. The PDAs with wireless access to traffic police central server would be capable of generating a spot challan in the name of a particular offender, detailing even previous offences. The offender then can pay the challan amount on the spot in the form of cash or even by swiping a debit or credit card in the card reader attached to the PDA.

Revolutionary Change from Old Challan Books:

The new system will bring about radical change in the way Spot Challans are being enforced. Spot Challans will also be generated through the new system which will be linked to the Central Server at Traffic Police.

E-Challan Pending cases to be cleared:


More than 70 per cent of the e-Challans are yet to be paid by the motorists and the new PDAs will help in reducing this pendency, Additional CP (Traffic) C.V. Anand said.

From now on, the e-Challans will also have photo of the violation and public can view these photos through traffic police website, he said. The option of paying online will be provided in the website by Wednesday, he said.

Special Features of the Integrated E-Challan System are as follows:

                                     Spot Printout of Pending E-challan against your Vehicle

Payment of e-Challan through Credit Card or Debit Card

Online Payment of E-challan through Net Banking

E-Challan Notice to Carry Photo Violation Image

Citizens can view E-Challan Photo Online

Features of E-Challan Personal Digital Assistant (PDA) Device

Special Features of Integrated E-Challan System:

• Works online – live connectivity to e Challan main server
• During power cut server issues  –spot challans can be issued (offline)
• Onscreen keyboard for night time enforcement
• All Traffic Police Station computer systems, servers upgraded
• 15 Mbps bandwidth for each Traffic Police Station to connect with main eChallan Server
• Custom made PDAs and custom made e-challan software

150 new Personal Digital Assistants, 10 Tint Meters, 50 new Breathalyzer, 350 wheel clamps

Traffic police procured 150 new PDAs that will be provided to officers of SI and above rank. Motorists can view the photos of violations in the PDAs too and can swipe their card to pay the challan amount which will be immediately updated in the server.

However, the current practice of checking the motorists for pending challans through older Personal Digital Assistants will continue and motorists can pay the amount through e-Seva centres, net banking facilities or through new Personal Digital Assistants wherever possible, Mr. Anand clarified.

Mr. Reddy also handed over five Speed Laser Guns, 10 Tint Meters, 50 new Breathalyzer,  88 outdoor UPS systems, to provide uninterrupted power supply to CCTVs, and 350 wheel clamps.

Click here to see the Complete Presentation on Integrated E-challan System by Hyderabad Traffic Police

Click Here to Check Hyderabad E-Challan Status Online

Note : Hyderabad Traffic Police FB Page is Maintained by Us and We are official partner of Hyderabad Traffic Police. All Data Released by Hyderabad Traffic Police is simultaneously released here.

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Cricketer VVS Laxman to be brand ambassador for Hyderabad Traffic Police

Cricketer VVS Laxman to be brand ambassador for Hyderabad Traffic Police

In the latest innovative move by additional commissioner of police (traffic) CV Anand, famous Indian cricketer VVS Laxman is to become the brand ambassador for Hyderabad Traffic Police in creating awareness on traffic rules among vehicle users.

In the first phase of ‘Aap Ke Liye’, a six-pronged strategy for promoting community awareness of traffic rules and enforcement launched by city police commissioner Anurag Sharma on April 10, traffic police have begun distributing pamphlets explaining the rules people should follow for their own safety. The educational aspect of such a campaign is crucial as it has the effect of softening the enforcement drive that accompanies the initiative.

Following phases will see the installation of loud speakers at 50 major intersections which will play pre-recorded messages on traffic rules. Rejuvenated facilities will allow for the provision of counselling to traffic violators and enhanced training of traffic personnel. Two new Traffic Training Parks have been constructed to provide educational programmes for school children and college students, as well as to traffic violators, and a series of eight educational films is also in production which will feature the Indian cricketing great and focus on topics such as signal jumping, the importance of the orange light, drink driving, cell phone driving, wrong side driving, helmet wearing and the importance of seat-belts.

The final phase of the strategy will focus on the recruitment of sponsors and the development of new and innovative ways to educate on road safety issues.

Note : Hyderabad Traffic Police FB Page is Maintained by Us and We are official partner of Hyderabad Traffic Police. All Data Released by Hyderabad Traffic Police is simultaneously released here.

Source: Global Road Safety
http://www.grsproadsafety.org/news/cricketer-vvs-laxman-be-brand-ambassador-hyderabad-traffic-police and  http://htp.gov.in Press Release

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Hyderabad Metro Rail to begin rail crossover work

Hyderabad Metro Rail Routes

First Elevated route for Metro rail in Hyderabad will be Bharatnagar on the second stage of construction schedule between Miyapur-S.R.Nagar, which forms part of Corridor One - Miyapur-L.B.Nagar.

Metro line viaduct will be built across the existing six railway lines and also another couple of lines proposed for future expansion without any piers in between. Eight Railway Crossings to be Covered

Source: The Hindu . 

Read More at :

http://www.thehindu.com/news/cities/Hyderabad/hmr-to-begin-rail-crossover-work/article4633331.ece

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Hyderabad Metro Rail Route Map

Hyderabad Metro Rail Route Map

Please find below Hyderabad Metro Rail Route Map for your reference. Following Map highlights the three  routes marked by three different colors which will be referred to when the lines are ready. The dots in yellow represents Hyderabad Metro Rail Stations.

Source: Hyderabad Metro Rail Website

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Traffic Restrictions on the Occasion of Hanuman Jayanti on 25-April-2013

Traffic Restrictions on the Occasion of Hanuman Jayanti on 25-April-2013


In exercise of the powers conferred upon me under section 21(1) (b) of the Hyderabad City Police Act, I, Anurag Sharma, IPS, Commissioner of Police, Hyderabad, do hereby notify, for information of the general public, that, in order to facilitate proper regulation of traffic in connection with HANUMAN JAYANTHI on 25-04-2013, the following traffic restrictions / diversions will be made if necessary:-

1) Traffic coming from Afzalgunj, S.J bridge, Shankersher hotel, Mukthiyargunj towards Putlibowli X Road will be diverted at Gowliguda Chaman towards BSNL office lane and towards CBS side.

2) Traffic coming from Andhra Bank and Rang Mahal intending to go towards Gowliguda Chaman side will not be allowed and they will be diverted at Putlibowli X Roads towards Rangh mahal side.

3) When procession starts from Ram Mandir, traffic coming from Chaderghat X Road intending to go towards Putlibowli X Road will be diverted at Rang Mahal ‘Y’ junction towards CBS side. 

4) When procession passes the Putlibowli X Road towards Andhra Bank, the traffic coming from GPO will be diverted towards M.J Market at G.P.O Abids junction in the limits of Traffic P.S Abids limits. 

5) When the procession reaches Andhra Bank junction koti, the traffic coming from Chaderghat X road towards Andhra Bank side will be diverted at D M & H.S junction towards Sultan Bazar X road side.

6) When procession reaches Kachiguda X Road, the traffic coming from Kachiguda Railway station will be diverted towards Badichowdi and at Tourist Hotel junction towards Barkatpura in the limits of Traffic PS Kachiguda limits. 

7) Traffic Coming from King koti and Old MsLA Qtrs will not be allowed towards YMCA Circle and will be diverted at Cemetery.

8) Traffic coming from Barkatpura Chaman will not be allowed towards YMCA Circle and will be diverted at Old Post Office X Road.

9) Traffic coming from Crown Café towards Narayanguda x road will be diverted straight on to Narayanguda fly over. No. traffic will be allowed underneath the Narayanguda fly over.

10) Traffic coming from Himayatngar Y Junction towards Narayanguda x road will be diverted straight on to Narayanguda fly over. No traffic will be allowed towards Narayanguda x road.

11) Traffic coming from Azamabad will be diverted towards Crown Café at VST X Road.

12) Traffic coming from Musheerabad x road will be diverted towards Ramnagar T Junction at Metro Café.

13) Traffic will not be allowed on the road i.e., from Kavadiguda x road to Praga Tools T Junction. 

14) Traffic Coming from Karbala Maidan will not be allowed towards Kavadiguda X Roads and will be diverted towards Children Park at Sailing Club T Junction. 

15) Traffic coming from Lower Tankbund will be diverted towards Upper Tankbund at D.B.R.Mills.

16) Traffic coming from Musheerabad x road will not be allowed towards Kawadiguda and will be diverted towards Gandhinagar at Praga Tools T Junction.

17) When Procession reaches the Bible House, traffic coming from Clcok Tower, SBH towards R.P.Road will be diverted at Patny X roads towards S.D. Road.

18) When the Main procession enters R.P. Road, the traffic coming from Karbala Maidan towards R.P. Road will be diverted at Karbalamaidan X road towards M.G. road Ranigunj side.

19) Traffic will not be allowed towards Advaiah X Roads.

20) RTC Buses coming from Tankbund towards Bible House will be diverted at Karbala Maidan towards Ranigunj and Ministers Road.

21) Traffic coming from Tivoli X Roads towards Balamrai will be diverted at Brooke Bond X Roads towards Mastan Café – Diamond Point.

22) Traffic coming from NCC X Roads towards Diamond Point will be diverted at Narne Estate Point towards Karkhana Basthi.

23) Traffic coming from Bapuji Nagar towards Tadban will be diverted at Centre Point towards Diamond Point – Karkhana.

24) Traffic coming from Medchal towards Secunderabad will be diverted at Safe Express towards - Bapuji Nagar - Bowenpally Market.

25) Traffic coming from Balnagar towards Secunderabad will be diverted at Bowenpally X Roads towards Safe Express - Bapuji Nagar - Bowenpally Market.

All citizens are requested to take alternate routes to their destinations and avoid the above routes during the specified timings and co-operate with the Traffic Police during the period of traffic diversion as above. 

                                                                                                                                                                    Commissioner of Police,
                                                                                                                                                    Hyderabad city

Note : Hyderabad Traffic Police FB Page is Maintained by Us and We are official partner of Hyderabad Traffic Police. All Data Released by Hyderabad Traffic Police is simultaneously released here.

Source : http://htp.gov.in Press Release

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RTO Bangalore: Vehicle Registration at Bangalore

RTO Bangalore: Vehicle Registration at BangaloreRegistration of Vehicle:

1. What is the procedure for registration of new vehicle?

PROCEDURE FOR REGISTRATION OF NEW VEHICLE

After purchasing the vehicle from a dealer, the applicant shall produce the following application/documents/fees and tax paid challan:

1. Application in form CMV 20 (in duplicate if the vehicle is covered with Hypothecation/Lease/Hire purchase Agreement duly obtaining the signature of the financier)

2. Sale Certificate in form CMV 21.

3. Valid Insurance certificate.

4. Proof of Address: (to produce any one of the following)

· 4.1 Ration Card

· 4.2 Passport

· 4.3 LIC Policy

· 4.4 Electoral Roll

. 4.5 Telephone Bill

. 4.6 Electricity Bill

. 4.7 Water Bill

. 4.8 Caste Certificate (SC/ST, Backward Class and Minorties, etc.) and Income Certificate issued by Tahasildar.

· 4.9 Pay slip issued by any office of the Central Government or a State Government or a Local body.

· 4.10 Self swearing Affidavit by an applicant before an executive Magistrate or a First Class Judicial Magistrate or a Notary Public as evidence of age and address.

. 4.11 Proof of legal presence in India in addition to proof of residence in case of foreigners.

5. Temporary Registration issued by the Registering Authority if any or Trade Certificate issued by the Dealer.

6. Road Worthiness Certificate in form CMV22.

7. Form CMV22A issued by Body Builders (EX. Goods vehicle, bus etc.).

8. Customs clearance certificate in case of imported vehicle with licence and bond if any.

9. Prescribed Registration fee to be paid at R.T.O Counter/Treasury.

10. Tax payable after assessment (depending upon the category of vehicle).

11. Fees for Fitness Certificate in case of transport vehicle.

12. Hypothecation/Lease/HPA entry fee (if applicable).

11. Income Tax PAN (xerox copy) or Form 60 or Form no. 61 (in case of Agriculturist).

12. Bonafide agriculture certificate issued by the Tahasildar in case of registration of Tractor-Trailor unit used for agriculture. In case of trailor or a semi-trailor, design approval proceedings issued by Commissioner for Transport to be produced.

13. Permit proceedings in case of transport vehicle.

14. Advance Registration allotment letter if any to be enclosed with fees paid proof.

15. Three passport size photographs of the applicant.

The application along with above documents shall be produced before the Registering Authority along with Vehicle for inspection.

After inspection of new vehicle, if the vehicle complies with requirement of the Motor Vehicles Act and rules made thereunder, the registration mark will be assigned to the vehicle on the same day.

Delivery of Documents:

The Registration Certificate will be delivered after two days between 4.30 pm and 5.30 pm.

REFER SEC 39,40,41,42 MV ACT, READ WITH RULE 47 CMV RULES

Source: http://rto.kar.nic.in

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RTO Bangalore: How to get Driving License?

RTO Bangalore: How to get Driving License?

Driving licence :

1. What are the application forms required ?

• Application form in CMV 4 available at the enquiry counter. 
• 3 recent passport size photographs.

2. What is the amount of Fees payable ?

Rs. 40/- towards DL Book or Rs. 215/- for PVC Card.
Rs. 50/- towards driving test.

3. What are the documents to be given ? 

• Valid learner’s licence.
• Documents of vehicle in which applicant proposes to appear for test of competence to drive vehicle (such as Regn. Certificate, Insurance Certificate, Tax Card, Pollution under control Certificate, Fitness Certificate in case of Transport Vehicle).
• In case of transport vehicle, certificate in form CMV 5 issued by Driving Training School.

4. Where to file application ?
The applicant shall present himself before the Asst. R.T.O. (Driving Licence Branch) along with application and documents.

5. What is Driving Test (Test of competence to drive) ?

The Inspector of motor vehicles will conduct the test of competence to drive vehicle as per the procedures laid down under the rule 15 of Central Motor Vehicle Rules, 1989. After satisfaction about the driving skills he will pass his recommendations about the issue of driving licence.The Asst. R.T.O. after satisfying himself will pass an order to issue driving licence.

6. When Driving Licence will be ready ?
Driving licence will be delivered on the next day between 4.30 – 5.30 pm.

7. If FAILED in Test of competence to drive ?
The applicant who has failed in test of competence to drive can collect his application along documents and can reappear for the test after 7 days by paying retest fees of Rs. 50/-.

8. What is period of validity of Driving Licence ?
1. Driving licence issued is valid throughout India.
2. Driving licence is issued for 20 years or 50 years of age whichever is earlier.
3. Driving licence issued for transport vehicle will be valid for three years.

Check how to get Driving Licence Online here

Source: http://rto.kar.nic.in

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RTO Bangalore: How to get Learner's Driving License?

RTO Bangalore: How to get Learner's Driving License?

Learners Licence:

1. What are the applications and documents required ?

The application required:

· Application form in CMV 2 available at the inquiry counter.

· 3 recent passport size photographs.

Proof of Address: (to produce any one of the following)

1. Ration Card

2. Passport

3. LIC Policy

4. Electoral Roll

5.Telephone Bill

6. Electricity Bill

7. Water Bill

8. Caste Certificate (SC/ST, Backward Class and Minorties, etc.) and Income Certificate issued by Tahasildar.

9. Pay slip issued by any office of the Central Government or a State Government or a Local body.

10. Self swearing Affidavit by an applicant before an executive Magistrate or a First Class Judicial Magistrate or a Notary Public as evidence of age and address.

11. Proof of legal presence in India in addition to proof of residence in case of foreigners.

Proof of Age: (to produce any one of the following)
· 1. School Certificate.

· 2. Birth Certificate.

. 3. PAN card

· 4. Certificate granted by the registered medical practitioner not below the rank of a Civil Surgeon.

· 5. Self swearing Affidavit by an applicant before an executive Magistrate or a First Class Judicial Magistrate or a Notary Public as evidence of age and address


2. What is the amount of Fees payable ?

Fee Rs. 30/- to be paid at the R.T.O. Cash Counter.

3. Is there any age restrictions for obtaining learner's licence ?

• The applicant shall have attaining the age of 16 years in case of motor cycle with engine capacity not exceeding 50 cc (motor cycle without gear).
• The consent/declaration of the parents/guardian is necessary and shall be signed before the licencing authority.
• The applicant shall have completed the age of 18 years in case of motor cycle with gear or light motor vehicle.
• In case of transport vehicles one year driving experience of light motor vehicle.
• Medical certificate in Form CMV 1 and 1A is necessary in case of transport vehicle.

4. Where to file application ?

Application for learner’s licence shall be presented by the applicant before the Asst. R.T.O. (Driving Licence Branch).

5. What is Preliminary test ? Whether any exemption is provided ?

• Written test will be conducted for the persons who have passed SSLC or equivalent examination or higher . This test will be of Multiple choice objective type.
• In case of others, Oral test will be conducted.
• These tests will be conducted by the Inspector of Motor Vehicles.
• Applicants who are already having driving licence are exempted from appearing for preliminary test in case additional endorsement of new class of vehicle.

6. What is the Subject in the Preliminary Test?

• Traffic signs, traffic signals and rules of the road regulations made under section 118 of Motor Vehicles Act.
• Duties of driver when his vehicle is involved in an accident resulting in death or bodily injury of a person or damage to property of a third party.
• Precautions to be taken while passing un-manned railway crossing and
• The Documents he should carry with him while driving a vehicle.

7. On passing the test where and when to collect the Learner's licence ?

Applicants who have passed the preliminary test can collect their learner’s licence between 4.30 – 5.30 pm on the same day from Driving Licence Section.


8. What if FAILED in the preliminary test ?

Application along with documents will be returned to the failed applicant and he can reappear for test on the next day onwards.9. What is the period of validity of Learner's licence ?

Learner’s licence is valid for the period of six months.

10. Who will provide more information and help ?

For more information/grievances P.R.O/ A.R.T.O/R.T.O may be contacted

Check How to get Driving Licence Online here.

Source: http://rto.kar.nic.in

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Traffic Fines : RTA Fines

Traffic Fines applicable for various traffic violations applicable by Road Transport Authority officials are listed in the below file. These traffic fines include fine by Drivers, Conductors, Heavy Vehicles, Trucks and Private Vehicles. Traffic Fines for not following due procedure during accidents is also listed below.

Traffic Fines RTA Fines

For Traffic Police Fines Click Here

Source : HYDTP

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Traffic Diversions on the occasion of Sri Rama Navami Shobha Yatra

Traffic Diversions on the occasion of Sri Rama Navami Shobha Yatra

In exercise of powers conferred upon me under section 21clause (1) & (b) of the Hyderabad City Police Act, 1348 Fasli I, ANURAG SHARMA, I.P.S, Commissioner of Police, Hyderabad, do hereby notify for information for the public in general in order to maintain smooth flow of traffic, prevent danger and inconvenience to the public the following traffic diversions are imposed on the movement of traffic in the limits of Tr. PS. Goshamahal and Tr. PS. Sulthanbazar on the occasion of Sri Rama Navami Shobha Yatra which will start on 19-04-2013 at 10.00 a.m from Mahakaleshwari Mandir ( Rani Avanti Bai Function Hall ), Upper Dhoolpet to Ram Mandir Gowliguda. 

1. The Traffic coming from Bhoiguda Kaman will not be allowed to puranapool, it will be diverted infront of P.S. Mangalghat towards Gode-Ki-Khabar.

2. The Traffic coming from Puranapool will not allowed be to Puranapool Gandhi Statue will be diverted at Puranapool Bridge either towards Petlaburj or Karwan/Kulsumpura.

3. Traffic coming from M.J. Bridge will not be allowed to Jummerath Bazar, it will be diverted towards City College/ Afzalgunj.

4. Traffic coming from Malakunta will not be allowed towards M.J. Bridge, it will be diverted at Alaska towards Darusalam.

5. Traffic coming from Afzalgunj X roads towards S.A. Bazar will not be allowed towards S.A. Bazar it will be diverted towards Salarjung Bridge at National Lodge.

6. Traffic coming from Rang mahal and Koti will be not allowed towards Gowliguda Chaman, it will be diverted towards Jambagh/ M.J. Market.

The Public is requested to cooperate in this regard.

 Commissioner of Police, 
                                                                                                                                                                     Hyderabad city

Note : Hyderabad Traffic Police FB Page is Maintained by Us and We are official partner of Hyderabad Traffic Police. All Data Released by Hyderabad Traffic Police is simultaneously released here.

Source : http://htp.gov.in Press Release

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Special Drive against Footpath Encroachment and Wrong Parking

Special Drive against Footpath Encroachment and Wrong Parking


Special drive Keep Carriage way clear

The Hyderabad Traffic Police has been conducting a special drive ‘Keep Carriage way clear’ against foot path encroachments and wrong parking, since 26th March 2013 to date cases booked are as follows: 

The drive has enabled the HTP to maintain an average speed of about 20 KM/ Hr. and our endeavor will be to maintain the roads and footpaths as clear as possible. 

a) Footpath encroachment :           5803 cases
b) Wrong parking :                        17524 cases 

                                                                                                                                                                Addl. .Commissioner of Police, Traffic,   Hyd-bad city

                                                                                                                                                                    Note : Hyderabad Traffic Police FB Page is Maintained by Us and We are official partner of Hyderabad Traffic Police. All Data Released by Hyderabad Traffic Police is simultaneously released here.

Source : http://htp.gov.in Press Release                                                                  

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New renovated Traffic Training Institute -TTI Inaugurated by Commissioner of Police, Hyderabad

New renovated Traffic Training Institute -TTI Inaugurated by Mr. Anurag Sharma, IPS, Commissioner of Police, Hyderabad

Regular counseling will be conducted to the Traffic Violators and Drunk Drivers etc,. Regular in course training for Traffic Men and Officers will also be conducted for developing good behavior with the commuters. 

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Car Insurance India

Car Insurance India

Why is Car Insurance Compulsory?

Vehicle insurance protects you from being financially responsible for an accident. By law you must have car insurance if you want to drive on the road and without it you can be fined, lose your license, go to jail and also be sued depending on the seriousness of the accident you caused. Even if you're pulled over without car insurance you can be fined though which means you must have and maintain Vehicle insurance. It is compulsory under the Motor Vehicles Act 1988.

It is not compulsory to insure your vehicle but third party insurance for your vehicle is compulsory. To give a scenario that you you hit a person with your vehicle and he dies. His family members lose a member on whose earnings the family runs. Now, It is the responsibility of the vehicle owner to compensate the loss to the family. A claim in such cases is calculated by as 

Claims or Damages to be Paid to the Dependents

 = 

Expired Person's Monthly Salary X 12 months X Number of Years He can Work for

Such claims run into lakhs and crores. Third Party Insurance covers you from this claim. Third Party Insurance companies are liable to pay for the damages to the dependents/family members who sue the owner for damages.It can go into lakhs and crores depending on the income of the person who dies or is disabled in the accident.

Types of Insurance


There are mainly two kinds of insurance covers: Motor Policy A (Act Only Policy or Third Party Insurance) and Motor Policy B (Comprehensive Policy)

• Motor Policy A: Liability is unlimited in case of an injury or death, with added premium. Fire and Theft can also be covered. A specific claim for this must be made in the Motor Accident Claim Tribunal by the injured or legal heir of the deceased against the owner of the vehicle and his insurance company.

• Motor Policy B: This is a comprehensive policy wherein the Insurance company compensates the injured against loss/damage to the vehicle as a result of accident, fire, theft, earthquake, riots, strike, floods, terrorism, loss during transit by road, rail elevators etc. Extra fittings such as music systems, air-conditioners etc. can also be covered.

Frequently Asked Questions on Car Insurance

Car Insurance: 3rd party Car Insurance cover ?

3rd party insurance covers you against death or injury, by your vehicle, to people outside your car like passengers in other car or people walking on road.

Comprehensive insurance cover ?

Comprehensive insurance covers 3rd party plus any loss or damage to the car or 2 wheeler etc due to accident and other imaginable acts like earthquake, terrorism also . It includes towing cost too.

Significance of a certificate of Insurance?

It is the Document you are suppose to carry to show to police and is the proof issued by Insurance company. New certificate is to be issued every year for before renewal date.

What if I don't receive my Insurance certificate right away?

You are given a cover note. Its a temporary Insurance document establishing proof of Insurance. A cover note is valid for 60 days from the date of its issuance and is replaced by an Insurance policy.

Can Motor Policies be issued for a longer term than a year?

No , its for 1 year only. However, for motor cycles and scooters only, may be issued on a long term basis.

Do I need a FIR in case of any accident?

Yes for following cases :

Any 3rd party personal injury or death , involving your car.

Any personal injury or death of a paid driver/ owner-driver/ passenger.

Any 3rd party property damage.

Theft of the entire vehicle/accessories, stereo-recorders, other vehicle parts.

Any loss or damage to the vehicle by miscreants, rioters, terrorists, arsonists, etc.

What should i check in my Car Insurance Renewal Notice?

• IDV is reduced by a minimum of 10% from last year, 
• Vehicle Registration No. is correct; 
• Premium is less than the last year (If you have not made any claim.) 
• NCB (If applicable) is more than last year’s NCB. (Maximum 50%)
• Sometimes the Third Party insurance premium may get revised. This is very rare and it may cause the premium to go up.

How is Insurance Premium Calculated for a Car?

It's based on the cubic capacity of your vehicle's engine, its age, place of registration and value of the motor vehicle. For extended coverage to include Personal Accident, accessories, etc. - you may have to pay an additional premium. The premium is also subject to certain deductions including No Claim Bonus, Automobile Association and Anti-theft Device discounts.

Depreciation on metal parts is calculated as under: -

• 0 to 6th months – 0%
• 7th month to 1st year – 5%
• 1st year to 2nd year – 10%
• 2nd year to 3rd year – 15%
• 3rd year to 4th year – 25%
• 4th year to 5th year – 35%
• 5th year to 10th year – 40%
• More than 10 year – 50%

Everyday hundreds of motor insurance companies come forward claiming that they are offering the cheapest car insurance. Today many insurers also offer many value add on‘s like Towing Facility, Depreciation cover, etc. Such add on‘s have a lot of value along with the regular motor policy, but these advertisements never tell you that. Also, what they do not tell you is you can save up to 55% on your car insurance renewal premium and new car insurance premium. You get No Claim Insurance Bonus (NCB) whenever you do not make Insurance Claim against your policy in a Year. Thus it becomes more necessary for the policy buyer to do a car insurance comparison before purchase.

Source : RTA Hyderabad and MVA Act 1989

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Did you Sell Your Car?

Did you Sell Your Car?

If you are planning to Sell your Car to anyone, please ensure to follow the below procedure to avoid inconvenience at any later date. If you are planning to Sell your Car or have Sold your car to anyone, ensure that you transfer the ownership of your vehicle at Road Transport Authority or RTA. This ensures that the address for the vehicle changes and is updated to reflect the new owner. 

• You can avoid getting e-challans at your address of registration.
• If the vehicle meets a accident then Police investigation will also be avoided as the vehicle address gets updated in RTA database.

Normal

(1) Where the ownership of a motor vehicle is transferred, the transferor shall report the fact of transfer in Form 29 to the registering authorities concerned in whose jurisdiction the transferor and the transferee reside or have their places of business. (2) An application for the transfer of ownership of a motor vehicle under sub-clause (i) of clause (a) of sub-section (1) of Section 50 shall be made by the transferee in Form 30, and shall be accompanied by:- (ii) the certificate of registration (iii) the certificate of insurance, (iv) the certificate of pollution under control (v) PAN card in case of 4-wheeler (vi) The appropriate fee as specified in rule 81. (3) An application for transfer of ownership of a motor vehicle under sub-clause (ii) of clause (a) of sub-section (1) of section 50 shall be made by the transferee in Form 30 and shall, in addition tot eh documents and fee referred to in sub-rule(2), be accompanied by one of the following documents, namely:- (a) a no objection certificate granted by the registering authority under subh-section (3) of section 48; or (b) an order of the registering authority refusing to grant the no objection certificate under sub-section (3) of section 48; (c) where the no objection certificate or the order, as the case may be, has not been received, a declaration by the transferor that he has not received any such communication together with:- (i) the receipt obtained from the registering authority under sub-section (2) of section 48; or (ii) the postal acknowledgement received from the registering authority where the application for no objection certificate has been sent by post. Source: http://www.aptransport.org/html/registration_ot_normal.htm

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